ForHosting KIT · Developer Utilities

Cash flow to debt calculator

This cash flow to debt calculator measures solvency by dividing a company's operating cash flow by its total debt.

● BetaFree · in your browser

Use it from WebAPIEmailTelegramApp soon

The resulting ratio shows how much of the outstanding debt book one period of cash from operations could theoretically cover: a ratio of 0.20 means twenty percent of total debt is matched by the period's operating cash flow, while a ratio of 0.50 means half the book. Enter both amounts in the same currency, and the engine returns the decimal ratio, the same figure as a percent, and the formula used. Operating cash flow may be zero or negative to model a cash-burning period; total debt must be strictly positive because a zero or negative denominator is undefined. The work is pure deterministic arithmetic with no market feed, no network call, and no date shortcut, so the same inputs always produce the same JSON. Use the free browser widget for a single check, or the API at $0.002 per successful task when scoring many issuers or periods.

How to use it

Enter your values in the form above. The tool checks them before calculating and shows the result on the same page.

Check your inputs

Use the labels and units shown next to each field. If something is missing or outside the allowed range, the page points to the field to fix.

Use it again or automate it

Use the browser tool for individual checks and the API when you need the same capability in an automated workflow.

What you can do with it

Get an answer now

Enter one set of values and see the result without building a spreadsheet or script.

Compare scenarios

Change one value at a time and rerun the calculation to understand what affects the result.

Automate repeated work

Use the API when the same calculation needs to run inside your product or workflow.

FAQ

How do I use this capability?

Complete the fields above and run it on this page. The form highlights anything that needs attention.

For developers — API access

Everything on this page is available programmatically. This section is for teams who want to wire it into their own systems; everyone else can just use the tool above.

API endpoint

POSThttps://api.kit.forhosting.com/fin/cash-flow-to-debt

Prefer to automate it? One authenticated POST creates the task; the result comes back by webhook or a signed link. The same capability also runs here on the web, by email and from Telegram — and soon from our app too.

Call it from your stack

curl -X POST https://api.kit.forhosting.com/fin/cash-flow-to-debt \
  -H "Authorization: Bearer $KIT_KEY" \
  -H "Content-Type: application/json" \
  -d '{"operating_cash_flow":200000,"total_debt":1000000}'

const res = await fetch("https://api.kit.forhosting.com/fin/cash-flow-to-debt", {
  method: "POST",
  headers: {
    "Authorization": `Bearer ${process.env.KIT_KEY}`,
    "Content-Type": "application/json"
  },
  body: JSON.stringify({
    "operating_cash_flow": 200000,
    "total_debt": 1000000
  })
});
const { task_id } = await res.json();

import os, requests

res = requests.post(
    "https://api.kit.forhosting.com/fin/cash-flow-to-debt",
    headers={"Authorization": f"Bearer {os.environ['KIT_KEY']}"},
    json={
    "operating_cash_flow": 200000,
    "total_debt": 1000000
},
)
task_id = res.json()["task_id"]

<?php
$res = file_get_contents("https://api.kit.forhosting.com/fin/cash-flow-to-debt", false, stream_context_create([
  "http" => [
    "method"  => "POST",
    "header"  => "Authorization: Bearer " . getenv("KIT_KEY") . "\r\nContent-Type: application/json",
    "content" => '{"operating_cash_flow":200000,"total_debt":1000000}',
  ],
]));
$task = json_decode($res, true);

body := bytes.NewBufferString(`{"operating_cash_flow":200000,"total_debt":1000000}`)
req, _ := http.NewRequest("POST", "https://api.kit.forhosting.com/fin/cash-flow-to-debt", body)
req.Header.Set("Authorization", "Bearer "+os.Getenv("KIT_KEY"))
req.Header.Set("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)

Example request

{
  "operating_cash_flow": 200000,
  "total_debt": 1000000
}

Example response

{
  "task_id": "tsk_a1b2c3d4e5f6a1b2c3d4e5f6",
  "type": "fin.cash_flow_to_debt",
  "status": "queued",
  "_links": {
    "result": "/tasks/tsk_…/result"
  }
}

The API is asynchronous: the call returns a task_id immediately and the result arrives by webhook. Polling is capped at 1 req/s per task.

Pricing

Per request$0.002

Published price — no tokens, no invented credits. A failed task is never charged.

Errors

HTTP	Code	Meaning
`401`	`unauthorized`	Missing or invalid API key.
`402`	`insufficient_balance`	Your balance doesn't cover the task price.
`404`	`unknown_type`	That task type doesn't exist.
`429`	`rate_limited`	Too many requests. Use the webhook instead of polling.

Read the full KIT documentation →